Your 7-month window to sign up when turning 65:
After your IEP is over, you may have a chance to sign up for Medicare during a special enrollment period. Check with Tam to see if you qualify for a special enrollment period.
If you missed your IEP and if you do not qualify for an SEP, you can sign up for Part B during the General Enrollment period. When you sign up during the General Enrollment Period, your coverage starts the first day of the month after you sign up.

Medicare Part A is hospital insurance. It helps cover inpatient care in the hospital, care in a skilled nursing facility, hospice care and home health care.

Medicare Part B is medical insurance. It helps cover medically necessary doctor services, outpatient care, some home health services, durable medical equipment, and other medical services.

Medicare is a federal health insurance program in the USA for people age 65 or older and younger people with some disabilities. It started in 1965 under the Social Security Administration and is now administered by the CMS, Centers for Medicare and Medicaid Services.

You usually don't pay a monthly premium for Part A, if you or your spouse paid Medicare taxes while working for a certain period of time. Part B is different. Most people pay the standard Part B premium every month. This premium begins once you enroll into Medicare when you become eligible. Many people are not aware of this Part B premium.

Coinsurance: Once you meet your deductible, you typically pay 20% of the Medicare-approved amount for Part B medical services. There is no annual out-of-pocket maximum.
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