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Important dates

Initial Enrollment Period (IEP) 7 month window - 3 months before the month you turn 65, the month of

Navigating your Initial Enrollment Period for Medicare? This first step is vital for establishing your healthcare coverage. If you joined a Medicare Advantage Plan during this time, know that within the first 3 months, you can switch to a different Advantage Plan or return to Original Medicare. During this period, if you choose to enroll into a Medigap plan, you will be able to bypass any underwriting. Please also note that if you decide to enroll into a Medigap plan outside of your Initial Enrollment, you will be subject to underwriting. This early window offers crucial flexibility to ensure your plan aligns perfectly with your health needs from the start. We're here to help you understand these important options with clarity.

Special Enrollment Period (SEP)

This is a period where you can make changes the your Part C or Part D There are several life changes that may allow you to have a special enrollment period.

General Enrollment Period (Jan 1 -March 31)

If you missed your Medicare enrollment period for Part A and do not qualify for a Special Enrollment Period (SEP), you can still sign up for Medicare Part B during the General Enrollment period. When you enroll in Medicare Part B during this General Enrollment Period, your coverage will begin on the first day of the month following your sign-up.

What is this?

Part A

Health Insurance

Part A

Medicare Part A, which is essential for Medicare enrollment, provides hospital insurance. It helps cover inpatient care in the hospital, skilled nursing facility care, hospice care, and home health care. Additionally, you may want to consider Medicare Part B for further coverage options.

Part B

Health Insurance

Part A

Medicare Part B, which is part of Medicare enrollment, serves as medical insurance. It helps cover medically necessary doctor services, outpatient care, certain home health services, durable medical equipment, and various other medical services, complementing Medicare Part A.

Health Insurance

Medicare is a federal health insurance program in the USA designed for individuals age 65 or older, as well as younger people with certain disabilities. It began in 1965 under the Social Security Administration and is now administered by the CMS, or Centers for Medicare and Medicaid Services. Medicare enrollment includes options such as M

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Understanding SOME of your cost!

Monthly Premiums

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You usually don't pay a monthly premium for Medicare Part A if you or your spouse paid Medicare taxes while working for a certain period of time. Medicare Part B is different; most people pay the standard Part B premium every month. This premium begins once you complete your Medicare enrollment when you become eligible. Many people are not aware of this Part B premium.

See If You Need A Supplement Plan To Cover These Costs

Cost Share

Monthly Premiums

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Coinsurance for Medicare Part B: After you complete your Medicare enrollment and meet your deductible, you generally pay 20% of the Medicare-approved amount for Part B medical services. It's important to note that there is no annual out-of-pocket maximum for these expenses.

Medicare Support Services: Expert Guidance for Your Health

Original Medicare

Important dates

Initial Enrollment Period (IEP) 7 month window - 3 months before the month you turn 65, the month of

Special Enrollment Period (SEP)

General Enrollment Period (Jan 1 -March 31)

What is this?

Part A

Health Insurance

Part A

Part B

Health Insurance

Part A

Health Insurance

Health Insurance

Health Insurance

Understanding SOME of your cost!

Monthly Premiums

Monthly Premiums

Monthly Premiums

Cost Share

Monthly Premiums

Monthly Premiums

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